Articles of Incorporation
The Articles of Incorporation establish the existence of the HOA as a nonprofit corporation. They are filed with the Secretary of State.
Articles of Incorporation
Declaration of Covenants
The Declaration of Covenants is recorded with the register of deeds in the initial phase of development of a planned community, such as our community of eleven homes. In them you’ll find things like a description of the property covered by the CC&Rs, language establishing the HOA, a protocol for levying annual and special assessments for common expenses, and a description of the common areas and amenities. The governance of the HOA is described in the HOA Bylaws.
Declaration of Covenants
Supplemental Covenants, Buildings 1, 2 & 3
Supplemental Covenants, Buildings 4 & 5
Supplemental Covenants, Buildings 6 & 7
Supplemental Covenants, Buildings 8, 9, 10, & 11
Bylaws, Rules & Regulations
The bylaws are the rules adopted by the organization to govern its internal operations and external dealings. The purpose of the bylaws is to guide the board’s actions and decisions. The bylaws include fundamental rules governing the HOA. Information that is likely to change frequently is included in procedures or policy manuals. These bylaws can be amended by the unanimous decision of the Board of Directors or at any annual or special meeting called for the purpose of amending the bylaws, by a vote of the members.
Bylaws
Rules & Regulations
Policies
Adoption of Policies and Procedures, Rules, Regulations, & Guidelines
CCIOA Compliance Policy
Architectural Review Committee (ARC) Policy/Procedure
Reserve Studies
Master HOA Maintenance vs. NE Block 10 HOA Maintenance vs. Homeowner Maintenance
In our neighborhood, the Master HOA and NE Block 10 HOA are responsible for different aspects of maintenance in the community.
The Master HOA is responsible for:
- Maintaining the trees along Snowberry Lane
- Maintaining the landscaping and sidewalk snow removal in the pocket park
- Snow removal on the road around the pocket park and in the parking spaces
- Snow removal on the alley behind our homes
The NE Block 10 HOA is responsible for:
- Maintaining the sprinkler system and landscaping on our properties
- Trash pick-up
- Maintaining the exteriors of our buildings, as defined in the Declaration of Covenants.
- Note: The HOA is not responsible for repairing exterior light fixtures, windows, doors, or garage doors.
Snow removal responsibilities are as follows:
Master HOA
- Alley behind the houses
- Road around the pocket park
- Parking spaces
- Sidewalk in the pocket park
NE Block 10 HOA
- Sidewalks in front of our houses
- Sidewalks and steps to front doors
- Pads between garage doors and alley
- Roads are cleared only when we get at least 4 inches of snow.
- Sidewalks are cleared only when we get at least 2 inches of snow.
- Homeowners are advised to keep a shovel handy to clear their walks or driveways when minimal snow falls – or to tidy up the job if wind blows snow back onto a previously cleared surface. How well the walk is cleared may depend on whether the sidewalk or the road gets cleared first. There will be times when the homeowner needs to help out.
- Homeowners on the south side of the cul-de-sac, where the homes shade the sidewalks, need to make an extra effort to keep their walks cleared of snow and have sand or snow melt available to prevent ice from forming on the walks.
HOA Insurance vs. Homeowner Insurance
The HOA insurance policy covers the rebuilding of the basic structure of each house. This includes the exterior walls, siding, roof, plumbing, wiring, and ductwork.
The Homeowner’s insurance policy needs to cover the rebuilding of the interior of the home. This includes the finishing and painting of the interior walls, light fixtures & ceiling fans, fire places, interior and exterior doors, windows, kitchen cabinets, fixtures & appliances, bathroom cabinets & fixtures, furnace, air conditioner, and hot water heater.
The Homeowner’s insurance policy should also include a “loss assessment” to cover the 5% HOA deductible for wind and hail damage.